FAQ & Guides.
Everything you need to know about Truman, USDC payments, and stablecoin business finance.
You have two options. You can send your buyer your payment details directly by email, or you can create a professional invoice inside Truman and send that by email. Your buyer then pays via local bank transfer, or instantly using digital dollars (USDC) — available from 185 countries. On your side, the money arrives in your local bank account, in your Truman account.
It depends on the corridor. Brazil (BRL via PIX): up to 30 minutes, 24/7 including weekends and public holidays. Mexico (MXN via SPEI): up to 30 minutes, 24/7. United Kingdom (GBP via Faster Payments): up to 30 minutes, 24/7. Europe (EUR via SEPA Instant): up to 5 minutes. United States (USD via ACH): 1–2 business days. You can also send and receive digital dollars (USDC) instantly from any of the 185 supported countries, 24/7. Compare that to a SWIFT wire: 3–5 business days, closed on weekends.
Truman is up to 85% cheaper than a typical international bank wire. A SWIFT wire costs 3–7% all-in after flat wire fees ($15–50), correspondent-bank charges, and hidden FX markup. Truman charges a low flat fee with no hidden markups. On a $10,000 invoice you typically save over $300 — and the money arrives the same day instead of 3–5 business days later.
Truman supports payments to 185 countries. Key corridors with same-day local settlement include BRL (Brazil), MXN (Mexico), GBP (United Kingdom), EUR (Europe), and USD (United States). For all 185 countries, you can also send and receive payments instantly in digital dollars (USDC), with no cutoff times and no weekends. New local currency corridors are added regularly — contact us if your target market is not listed.
A digital dollar is a US dollar stablecoin — always worth exactly $1, issued and backed 1:1 by cash and short-term US Treasury reserves held at regulated financial institutions. Unlike volatile digital currencies, its value never fluctuates. It works like a regular dollar for payments, but moves instantly, 24/7, across borders with no intermediary banks and no cutoff times. On Truman, your buyers can send digital dollars from any of the 185 supported countries and the funds land in your Truman account in seconds.
Yes. Payments are processed through licensed, regulated financial partners who handle all currency conversion under their own authorizations. From your accounting perspective, you receive regular business revenue in your local currency. You remain responsible for reporting to your local tax authority per applicable export and tax regulations. Truman does not provide tax advice — consult your local advisor for jurisdiction-specific guidance.
Every transaction is screened for sanctions and anti-money-laundering compliance by our licensed regulated partners. If a payment is flagged, additional information may be requested — typically source of funds, your business relationship with the buyer, and invoice documentation. Resolution usually takes 1–3 business days. Truman's dashboard shows the status in real time so you always know where your payment stands.
Yes. Truman includes built-in invoicing so you can create and send professional invoices directly from the platform by email. Your buyer pays via local bank transfer or with digital dollars. You can track the status of every invoice — sent, viewed, paid — from your dashboard.
Yes. Truman works in both directions. You can send payments to suppliers in supported corridors as well as receive payments from your buyers. Funds are converted at the mid-market rate and arrive in your supplier's local bank account — no new accounts or setup required on their side.
Yes. Truman's Free plan covers businesses getting started with international payments, with no monthly fee. The Growth and Enterprise plans add higher volume limits, dedicated support, and custom pricing. Whether you're sending a handful of invoices a month or running high-volume import/export operations, there is a plan built for you.
Getting started takes a few minutes. Truman verifies your identity and business information (KYC/KYB) at sign-up to meet regulatory requirements. Once approved, you can immediately create invoices and start receiving or sending international payments. Most businesses are fully onboarded within one business day.
Yes. Truman performs Know Your Customer (KYC) and Know Your Business (KYB) verification on every customer at onboarding, and all transactions are screened for AML compliance by licensed regulated partners. Truman does not hold customer funds and is not itself a bank or payment institution — all regulated activities are performed by licensed partners operating under their own authorizations.